Frequently Asked Questions

We offer various home models starting at affordable prices:

2-bedroom, 2-bath: Priced at $152,500.

3-bedroom, 2-bath: Priced at $165,000

Yes, all our home models qualify for FHA loans. FHA loans are government-backed mortgages that provide easier credit qualifying guidelines than conventional loans. With an FHA loan, you only need a minimum down payment of 3.5%.

For FHA loans, the down payment is 3.5% of the home price. This translates to approximately $5,337.50 for a 2-bedroom home and $5,775 for a 3-bedroom home.

Pre-construction homes: A reservation fee of $1,000 is required.

Post-construction units: A reservation fee of $2,500 is necessary.

For the 2-bedroom, 2-bath home priced at $152,500:

Down payment: 3.5% of the home price, which is $5,337.50.

Loan amount: $147,162.50 (which is $152,500 - $5,337.50).

Monthly payment: Approximately $930.17. This includes only principal and interest based on a 30-year fixed mortgage at an interest rate of 6.5%.

For the 3-bedroom, 2-bath home priced at $165,000:

Down payment: 3.5% of the home price, which is $5,775.

Loan amount: $159,225 (which is $165,000 - $5,775).

Monthly payment: Approximately $1,006.41. This also includes only principal and interest based on a 30-year fixed mortgage at an interest rate of 6.5%.

Buying a home allows you to build equity over time as you pay down your mortgage. Unlike renting, your monthly payments go toward ownership, and any appreciation in property value increases your asset value, contributing to your financial wealth.

Construction typically takes about 3 months from the date of reservation, depending on the development phase and availability.

Our homes come with a comprehensive warranty that covers major systems and structural integrity. Specific warranty details are provided at the time of purchase, ensuring peace of mind for homeowners.

We offer special financing options and incentives for first-time homebuyers, including reduced interest rates and down payment assistance programs where available. Details are provided during the consultation process.